Growth

Sometimes clients come to us with a specific goal that involves the need or desire to generate a certain level of growth, perhaps for long-range retirement plans or to fund the education of their children.   Our growth portfolio is comprised of our highest conviction ideas selected by our in-house research team.  Investments are selected based on our fundamental, bottom-up approach, without regard to market cap or style boxes.  We use a “forced displacement” approach in which we delete a position as a new one is added.  This way, the portfolio always reflects our best investment ideas for growth.

Retirement and Income

For most clients, given today’s longer-life spans and relatively low interest rates, investing for retirement is no longer a matter of simply buying bonds.  We use sophisticated software to understand a client’s income requirements and the returns we need to meet that goal.  Then, we construct a customized portfolio of complementary securities designed to meet that goal.  Periodically, we meet with clients to track our progress toward meeting their goals and evaluate whether changes in their lives requires changes in their portfolio.

Capital Preservation

More and more clients are turning to us to preserve capital and generate modest growth.  Client goals differ widely in these cases, whether to safeguard the assets in their nest egg, pension plan, charitable foundation, or for a family member.    We have the capability to customize portfolios to target a certain return objective and risk tolerance based on 1,000 or more Monte Carlo simulations.  While these are merely estimates based on hypothetical scenarios and actual results are likely to differ, many clients gain comfort from understanding the probabilities of achieving their stated goal.